Monthly Repayment |
HKD$24,184
|
Initial Payment |
HKD$3.4 Millions
|
Loan Amount |
HKD$5.1 Millions
|
Total interest |
HKD$2.16 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$255,000
|
Legal Fee |
HKD$38,750
|
Agency Fee |
HKD$85,000
|
Total Expense |
HKD$378,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 62889 | 44678 | 34876 | 30523 | 23454 | 19220 | 16403 |
1.5% | 63995 | 45793 | 36003 | 31657 | 24609 | 20396 | 17601 |
2% | 65113 | 46926 | 37153 | 32818 | 25800 | 21616 | 18850 |
2.5% | 66244 | 48077 | 38325 | 34006 | 27025 | 22879 | 20151 |
3% | 67387 | 49245 | 39520 | 35219 | 28284 | 24184 | 21501 |
3.5% | 68543 | 50431 | 40738 | 36459 | 29577 | 25531 | 22901 |
4% | 69710 | 51635 | 41978 | 37724 | 30904 | 26919 | 24348 |
4.5% | 70890 | 52855 | 43241 | 39014 | 32265 | 28347 | 25840 |
5% | 72082 | 54093 | 44526 | 40330 | 33657 | 29814 | 27377 |
5.5% | 73287 | 55348 | 45832 | 41671 | 35082 | 31318 | 28957 |
6% | 74503 | 56620 | 47160 | 43036 | 36537 | 32859 | 30577 |