Monthly Repayment |
HKD$29,349
|
Initial Payment |
HKD$4.25 Millions
|
Loan Amount |
HKD$4.25 Millions
|
Total interest |
HKD$1.03 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$255,000
|
Legal Fee |
HKD$38,750
|
Agency Fee |
HKD$85,000
|
Total Expense |
HKD$378,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 52407 | 37231 | 29064 | 25436 | 19545 | 16017 | 13669 |
1.5% | 53329 | 38161 | 30003 | 26381 | 20508 | 16997 | 14667 |
2% | 54261 | 39105 | 30961 | 27349 | 21500 | 18013 | 15708 |
2.5% | 55203 | 40064 | 31938 | 28338 | 22520 | 19066 | 16792 |
3% | 56156 | 41038 | 32934 | 29349 | 23570 | 20153 | 17918 |
3.5% | 57119 | 42026 | 33948 | 30382 | 24648 | 21276 | 19084 |
4% | 58092 | 43029 | 34982 | 31436 | 25754 | 22433 | 20290 |
4.5% | 59075 | 44046 | 36034 | 32512 | 26887 | 23622 | 21534 |
5% | 60069 | 45077 | 37105 | 33608 | 28048 | 24845 | 22814 |
5.5% | 61072 | 46123 | 38193 | 34726 | 29235 | 26098 | 24131 |
6% | 62086 | 47183 | 39300 | 35863 | 30448 | 27382 | 25480 |