Monthly Repayment |
HKD$28,182
|
Initial Payment |
HKD$2.55 Millions
|
Loan Amount |
HKD$5.94 Millions
|
Total interest |
HKD$2.51 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$254,700
|
Legal Fee |
HKD$38,725
|
Agency Fee |
HKD$84,900
|
Total Expense |
HKD$378,325
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 73284 | 52063 | 40641 | 35568 | 27331 | 22397 | 19115 |
1.5% | 74573 | 53363 | 41954 | 36890 | 28677 | 23768 | 20510 |
2% | 75876 | 54683 | 43294 | 38243 | 30064 | 25189 | 21966 |
2.5% | 77194 | 56024 | 44660 | 39627 | 31492 | 26661 | 23482 |
3% | 78526 | 57386 | 46053 | 41041 | 32959 | 28182 | 25055 |
3.5% | 79873 | 58767 | 47472 | 42485 | 34467 | 29752 | 26686 |
4% | 81233 | 60169 | 48917 | 43959 | 36013 | 31369 | 28372 |
4.5% | 82608 | 61592 | 50388 | 45463 | 37598 | 33033 | 30112 |
5% | 83997 | 63034 | 51885 | 46996 | 39221 | 34742 | 31903 |
5.5% | 85401 | 64497 | 53408 | 48559 | 40881 | 36495 | 33743 |
6% | 86818 | 65979 | 54956 | 50150 | 42577 | 38290 | 35631 |