Monthly Repayment |
HKD$28,149
|
Initial Payment |
HKD$2.54 Millions
|
Loan Amount |
HKD$5.94 Millions
|
Total interest |
HKD$2.51 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$254,400
|
Legal Fee |
HKD$38,700
|
Agency Fee |
HKD$84,800
|
Total Expense |
HKD$377,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 73198 | 52001 | 40594 | 35526 | 27299 | 22371 | 19092 |
1.5% | 74485 | 53300 | 41905 | 36847 | 28643 | 23740 | 20486 |
2% | 75787 | 54619 | 43243 | 38198 | 30029 | 25159 | 21940 |
2.5% | 77103 | 55958 | 44608 | 39580 | 31455 | 26629 | 23454 |
3% | 78434 | 57318 | 45999 | 40992 | 32920 | 28149 | 25026 |
3.5% | 79778 | 58698 | 47416 | 42435 | 34426 | 29717 | 26655 |
4% | 81138 | 60099 | 48860 | 43907 | 35970 | 31332 | 28339 |
4.5% | 82511 | 61519 | 50329 | 45410 | 37554 | 32994 | 30076 |
5% | 83898 | 62960 | 51824 | 46941 | 39174 | 34701 | 31865 |
5.5% | 85300 | 64421 | 53345 | 48502 | 40832 | 36452 | 33703 |
6% | 86716 | 65901 | 54891 | 50091 | 42527 | 38245 | 35589 |