Monthly Repayment |
HKD$28,082
|
Initial Payment |
HKD$2.54 Millions
|
Loan Amount |
HKD$5.92 Millions
|
Total interest |
HKD$2.5 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$253,800
|
Legal Fee |
HKD$38,650
|
Agency Fee |
HKD$84,600
|
Total Expense |
HKD$377,050
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 73025 | 51879 | 40498 | 35442 | 27234 | 22318 | 19047 |
1.5% | 74310 | 53174 | 41806 | 36760 | 28576 | 23684 | 20438 |
2% | 75608 | 54490 | 43141 | 38108 | 29958 | 25100 | 21888 |
2.5% | 76921 | 55826 | 44503 | 39487 | 31380 | 26567 | 23399 |
3% | 78249 | 57183 | 45890 | 40896 | 32843 | 28082 | 24967 |
3.5% | 79590 | 58560 | 47304 | 42335 | 34345 | 29646 | 26592 |
4% | 80946 | 59957 | 48744 | 43804 | 35886 | 31258 | 28272 |
4.5% | 82316 | 61374 | 50210 | 45302 | 37465 | 32916 | 30005 |
5% | 83701 | 62811 | 51702 | 46830 | 39082 | 34619 | 31790 |
5.5% | 85099 | 64269 | 53219 | 48387 | 40736 | 36366 | 33624 |
6% | 86511 | 65746 | 54762 | 49973 | 42427 | 38155 | 35505 |