Monthly Repayment |
HKD$29,177
|
Initial Payment |
HKD$4.23 Millions
|
Loan Amount |
HKD$4.23 Millions
|
Total interest |
HKD$1.03 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$253,500
|
Legal Fee |
HKD$38,625
|
Agency Fee |
HKD$84,500
|
Total Expense |
HKD$376,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 52099 | 37012 | 28893 | 25286 | 19430 | 15922 | 13589 |
1.5% | 53015 | 37936 | 29826 | 26226 | 20387 | 16897 | 14581 |
2% | 53942 | 38875 | 30779 | 27188 | 21373 | 17907 | 15616 |
2.5% | 54879 | 39829 | 31750 | 28171 | 22388 | 18954 | 16693 |
3% | 55826 | 40796 | 32740 | 29177 | 23431 | 20035 | 17812 |
3.5% | 56783 | 41779 | 33749 | 30203 | 24503 | 21151 | 18972 |
4% | 57750 | 42776 | 34776 | 31251 | 25602 | 22301 | 20170 |
4.5% | 58728 | 43787 | 35822 | 32320 | 26729 | 23483 | 21407 |
5% | 59715 | 44812 | 36886 | 33411 | 27883 | 24698 | 22680 |
5.5% | 60713 | 45852 | 37969 | 34521 | 29063 | 25945 | 23989 |
6% | 61721 | 46906 | 39069 | 35652 | 30269 | 27221 | 25331 |