Monthly Repayment |
HKD$23,985
|
Initial Payment |
HKD$3.37 Millions
|
Loan Amount |
HKD$5.06 Millions
|
Total interest |
HKD$2.14 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$252,900
|
Legal Fee |
HKD$38,575
|
Agency Fee |
HKD$84,300
|
Total Expense |
HKD$375,775
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 62371 | 44310 | 34589 | 30271 | 23261 | 19062 | 16268 |
1.5% | 63468 | 45416 | 35707 | 31397 | 24407 | 20228 | 17456 |
2% | 64577 | 46540 | 36847 | 32548 | 25587 | 21438 | 18695 |
2.5% | 65699 | 47681 | 38010 | 33726 | 26802 | 22691 | 19985 |
3% | 66832 | 48840 | 39195 | 34929 | 28051 | 23985 | 21324 |
3.5% | 67978 | 50016 | 40403 | 36158 | 29334 | 25321 | 22712 |
4% | 69136 | 51209 | 41633 | 37413 | 30650 | 26697 | 24147 |
4.5% | 70307 | 52420 | 42885 | 38693 | 31999 | 28114 | 25628 |
5% | 71489 | 53647 | 44159 | 39998 | 33380 | 29568 | 27152 |
5.5% | 72683 | 54892 | 45455 | 41328 | 34793 | 31060 | 28718 |
6% | 73890 | 56154 | 46772 | 42682 | 36237 | 32588 | 30325 |