Monthly Repayment |
HKD$198,931
|
Initial Payment |
HKD$41.95 Millions
|
Loan Amount |
HKD$41.95 Millions
|
Total interest |
HKD$17.73 Millions
|
complete insurance payment |
HKD$125,850 (0.3%)
|
Stamp Duty |
HKD$3,565,750
|
Legal Fee |
HKD$227,250
|
Agency Fee |
HKD$839,000
|
Total Expense |
HKD$4,757,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 517295 | 367499 | 286879 | 251068 | 192925 | 158097 | 134927 |
1.5% | 526394 | 376675 | 296148 | 260401 | 202427 | 167773 | 144777 |
2% | 535593 | 385996 | 305604 | 269951 | 212218 | 177806 | 155055 |
2.5% | 544895 | 395462 | 315248 | 279718 | 222294 | 188194 | 165753 |
3% | 554297 | 405072 | 325079 | 289698 | 232653 | 198931 | 176862 |
3.5% | 563801 | 414826 | 335095 | 299893 | 243293 | 210011 | 188374 |
4% | 573406 | 424723 | 345297 | 310299 | 254208 | 221427 | 200275 |
4.5% | 583111 | 434763 | 355681 | 320914 | 265396 | 233171 | 212554 |
5% | 592917 | 444944 | 366248 | 331737 | 276851 | 245235 | 225196 |
5.5% | 602823 | 455267 | 376995 | 342766 | 288568 | 257609 | 238187 |
6% | 612828 | 465731 | 387921 | 353997 | 300542 | 270284 | 251511 |