Monthly Repayment |
HKD$27,817
|
Initial Payment |
HKD$2.51 Millions
|
Loan Amount |
HKD$5.87 Millions
|
Total interest |
HKD$2.48 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$251,400
|
Legal Fee |
HKD$38,450
|
Agency Fee |
HKD$83,800
|
Total Expense |
HKD$373,650
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 72335 | 51388 | 40115 | 35107 | 26977 | 22107 | 18867 |
1.5% | 73607 | 52671 | 41411 | 36412 | 28306 | 23460 | 20244 |
2% | 74893 | 53975 | 42733 | 37748 | 29675 | 24863 | 21681 |
2.5% | 76194 | 55298 | 44082 | 39113 | 31084 | 26315 | 23177 |
3% | 77509 | 56642 | 45456 | 40509 | 32532 | 27817 | 24731 |
3.5% | 78838 | 58006 | 46857 | 41935 | 34020 | 29366 | 26340 |
4% | 80181 | 59390 | 48283 | 43390 | 35546 | 30962 | 28005 |
4.5% | 81538 | 60794 | 49736 | 44874 | 37111 | 32605 | 29722 |
5% | 82909 | 62218 | 51213 | 46387 | 38713 | 34292 | 31489 |
5.5% | 84294 | 63661 | 52716 | 47930 | 40351 | 36022 | 33306 |
6% | 85693 | 65124 | 54244 | 49500 | 42025 | 37794 | 35169 |