Monthly Repayment |
HKD$28,935
|
Initial Payment |
HKD$4.19 Millions
|
Loan Amount |
HKD$4.19 Millions
|
Total interest |
HKD$1.02 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$251,400
|
Legal Fee |
HKD$38,450
|
Agency Fee |
HKD$83,800
|
Total Expense |
HKD$373,650
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 51667 | 36706 | 28653 | 25076 | 19269 | 15790 | 13476 |
1.5% | 52576 | 37622 | 29579 | 26009 | 20218 | 16757 | 14460 |
2% | 53495 | 38553 | 30524 | 26963 | 21196 | 17759 | 15487 |
2.5% | 54424 | 39499 | 31487 | 27938 | 22202 | 18797 | 16555 |
3% | 55363 | 40458 | 32469 | 28935 | 23237 | 19869 | 17665 |
3.5% | 56312 | 41433 | 33469 | 29953 | 24300 | 20976 | 18814 |
4% | 57272 | 42421 | 34488 | 30992 | 25390 | 22116 | 20003 |
4.5% | 58241 | 43424 | 35525 | 32053 | 26508 | 23289 | 21230 |
5% | 59221 | 44441 | 36581 | 33134 | 27652 | 24494 | 22492 |
5.5% | 60210 | 45472 | 37654 | 34235 | 28822 | 25730 | 23790 |
6% | 61209 | 46517 | 38745 | 35357 | 30018 | 26996 | 25121 |