Monthly Repayment |
HKD$23,786
|
Initial Payment |
HKD$3.34 Millions
|
Loan Amount |
HKD$5.02 Millions
|
Total interest |
HKD$2.12 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$250,800
|
Legal Fee |
HKD$38,400
|
Agency Fee |
HKD$83,600
|
Total Expense |
HKD$372,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 61853 | 43942 | 34302 | 30020 | 23068 | 18903 | 16133 |
1.5% | 62941 | 45039 | 35410 | 31136 | 24204 | 20060 | 17311 |
2% | 64041 | 46153 | 36541 | 32278 | 25375 | 21260 | 18540 |
2.5% | 65153 | 47285 | 37694 | 33446 | 26579 | 22502 | 19819 |
3% | 66277 | 48434 | 38870 | 34639 | 27818 | 23786 | 21147 |
3.5% | 67414 | 49601 | 40067 | 35858 | 29090 | 25111 | 22524 |
4% | 68562 | 50784 | 41287 | 37102 | 30395 | 26476 | 23947 |
4.5% | 69723 | 51985 | 42529 | 38372 | 31733 | 27880 | 25415 |
5% | 70895 | 53202 | 43792 | 39666 | 33103 | 29323 | 26926 |
5.5% | 72080 | 54436 | 45077 | 40984 | 34504 | 30802 | 28480 |
6% | 73276 | 55687 | 46384 | 42327 | 35936 | 32318 | 30073 |