Monthly Repayment |
HKD$27,717
|
Initial Payment |
HKD$2.51 Millions
|
Loan Amount |
HKD$5.85 Millions
|
Total interest |
HKD$2.47 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$250,500
|
Legal Fee |
HKD$38,375
|
Agency Fee |
HKD$83,500
|
Total Expense |
HKD$372,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 72076 | 51204 | 39971 | 34982 | 26880 | 22028 | 18799 |
1.5% | 73343 | 52483 | 41263 | 36282 | 28204 | 23376 | 20172 |
2% | 74625 | 53781 | 42580 | 37613 | 29568 | 24774 | 21604 |
2.5% | 75921 | 55100 | 43924 | 38973 | 30972 | 26221 | 23094 |
3% | 77231 | 56439 | 45294 | 40364 | 32416 | 27717 | 24642 |
3.5% | 78555 | 57798 | 46689 | 41784 | 33898 | 29261 | 26246 |
4% | 79894 | 59177 | 48111 | 43234 | 35419 | 30852 | 27904 |
4.5% | 81246 | 60576 | 49558 | 44713 | 36978 | 32488 | 29615 |
5% | 82612 | 61995 | 51030 | 46221 | 38574 | 34169 | 31377 |
5.5% | 83992 | 63433 | 52527 | 47758 | 40207 | 35893 | 33187 |
6% | 85387 | 64891 | 54050 | 49323 | 41875 | 37659 | 35043 |