Monthly Repayment |
HKD$27,651
|
Initial Payment |
HKD$2.5 Millions
|
Loan Amount |
HKD$5.83 Millions
|
Total interest |
HKD$2.46 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$249,900
|
Legal Fee |
HKD$38,325
|
Agency Fee |
HKD$83,300
|
Total Expense |
HKD$371,525
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 71903 | 51081 | 39875 | 34898 | 26816 | 21975 | 18754 |
1.5% | 73168 | 52357 | 41164 | 36195 | 28137 | 23320 | 20123 |
2% | 74446 | 53653 | 42478 | 37522 | 29498 | 24714 | 21552 |
2.5% | 75739 | 54968 | 43819 | 38880 | 30898 | 26158 | 23039 |
3% | 77046 | 56304 | 45185 | 40267 | 32338 | 27651 | 24583 |
3.5% | 78367 | 57660 | 46577 | 41684 | 33817 | 29191 | 26183 |
4% | 79702 | 59036 | 47995 | 43131 | 35334 | 30778 | 27838 |
4.5% | 81051 | 60431 | 49439 | 44606 | 36889 | 32410 | 29544 |
5% | 82414 | 61846 | 50908 | 46111 | 38482 | 34087 | 31302 |
5.5% | 83791 | 63281 | 52401 | 47644 | 40110 | 35807 | 33107 |
6% | 85182 | 64736 | 53920 | 49205 | 41775 | 37569 | 34959 |