Monthly Repayment |
HKD$23,644
|
Initial Payment |
HKD$3.32 Millions
|
Loan Amount |
HKD$4.99 Millions
|
Total interest |
HKD$2.11 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$249,300
|
Legal Fee |
HKD$38,275
|
Agency Fee |
HKD$83,100
|
Total Expense |
HKD$370,675
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 61483 | 43679 | 34097 | 29840 | 22930 | 18790 | 16036 |
1.5% | 62564 | 44770 | 35198 | 30950 | 24059 | 19940 | 17207 |
2% | 63658 | 45877 | 36322 | 32085 | 25223 | 21133 | 18429 |
2.5% | 64763 | 47002 | 37469 | 33246 | 26420 | 22368 | 19700 |
3% | 65881 | 48145 | 38637 | 34432 | 27652 | 23644 | 21021 |
3.5% | 67011 | 49304 | 39828 | 35644 | 28916 | 24961 | 22389 |
4% | 68152 | 50480 | 41040 | 36880 | 30214 | 26317 | 23803 |
4.5% | 69306 | 51674 | 42274 | 38142 | 31543 | 27713 | 25263 |
5% | 70471 | 52884 | 43530 | 39428 | 32905 | 29147 | 26765 |
5.5% | 71649 | 54111 | 44808 | 40739 | 34298 | 30618 | 28309 |
6% | 72838 | 55354 | 46106 | 42074 | 35721 | 32124 | 29893 |