Monthly Repayment |
HKD$196,797
|
Initial Payment |
HKD$41.5 Millions
|
Loan Amount |
HKD$41.5 Millions
|
Total interest |
HKD$17.54 Millions
|
complete insurance payment |
HKD$124,500 (0.3%)
|
Stamp Duty |
HKD$3,527,500
|
Legal Fee |
HKD$225,000
|
Agency Fee |
HKD$830,000
|
Total Expense |
HKD$4,707,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 511746 | 363557 | 283802 | 248375 | 190856 | 156402 | 133480 |
1.5% | 520747 | 372634 | 292971 | 257608 | 200256 | 165973 | 143224 |
2% | 529848 | 381855 | 302326 | 267056 | 209941 | 175899 | 153392 |
2.5% | 539050 | 391220 | 311866 | 276717 | 219909 | 186175 | 163975 |
3% | 548351 | 400727 | 321592 | 286591 | 230158 | 196797 | 174965 |
3.5% | 557753 | 410376 | 331501 | 296676 | 240683 | 207758 | 186353 |
4% | 567255 | 420167 | 341593 | 306970 | 251481 | 219052 | 198127 |
4.5% | 576856 | 430099 | 351866 | 317472 | 262549 | 230670 | 210274 |
5% | 586557 | 440171 | 362319 | 328179 | 273881 | 242604 | 222780 |
5.5% | 596356 | 450384 | 372951 | 339089 | 285473 | 254846 | 235632 |
6% | 606255 | 460735 | 383760 | 350200 | 297318 | 267385 | 248813 |