Monthly Repayment |
HKD$27,551
|
Initial Payment |
HKD$2.49 Millions
|
Loan Amount |
HKD$5.81 Millions
|
Total interest |
HKD$2.46 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$249,000
|
Legal Fee |
HKD$38,250
|
Agency Fee |
HKD$83,000
|
Total Expense |
HKD$370,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 71644 | 50897 | 39732 | 34772 | 26719 | 21896 | 18687 |
1.5% | 72904 | 52168 | 41015 | 36065 | 28035 | 23236 | 20051 |
2% | 74178 | 53459 | 42325 | 37387 | 29391 | 24625 | 21474 |
2.5% | 75467 | 54770 | 43661 | 38740 | 30787 | 26064 | 22956 |
3% | 76769 | 56101 | 45022 | 40122 | 32222 | 27551 | 24495 |
3.5% | 78085 | 57452 | 46410 | 41534 | 33695 | 29086 | 26089 |
4% | 79415 | 58823 | 47823 | 42975 | 35207 | 30667 | 27737 |
4.5% | 80759 | 60213 | 49261 | 44446 | 36756 | 32293 | 29438 |
5% | 82118 | 61624 | 50724 | 45945 | 38343 | 33964 | 31189 |
5.5% | 83489 | 63053 | 52213 | 47472 | 39966 | 35678 | 32988 |
6% | 84875 | 64502 | 53726 | 49028 | 41624 | 37433 | 34833 |