Monthly Repayment |
HKD$23,615
|
Initial Payment |
HKD$3.32 Millions
|
Loan Amount |
HKD$4.98 Millions
|
Total interest |
HKD$2.1 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$249,000
|
Legal Fee |
HKD$38,250
|
Agency Fee |
HKD$83,000
|
Total Expense |
HKD$370,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 61409 | 43626 | 34056 | 29805 | 22902 | 18768 | 16017 |
1.5% | 62489 | 44716 | 35156 | 30913 | 24030 | 19916 | 17186 |
2% | 63581 | 45822 | 36279 | 32046 | 25192 | 21107 | 18407 |
2.5% | 64686 | 46946 | 37424 | 33206 | 26389 | 22341 | 19677 |
3% | 65802 | 48087 | 38591 | 34390 | 27618 | 23615 | 20995 |
3.5% | 66930 | 49245 | 39780 | 35601 | 28881 | 24931 | 22362 |
4% | 68070 | 50420 | 40991 | 36836 | 30177 | 26286 | 23775 |
4.5% | 69222 | 51611 | 42223 | 38096 | 31505 | 27680 | 25232 |
5% | 70386 | 52820 | 43478 | 39381 | 32865 | 29112 | 26733 |
5.5% | 71562 | 54046 | 44754 | 40690 | 34256 | 30581 | 28275 |
6% | 72750 | 55288 | 46051 | 42024 | 35678 | 32086 | 29857 |