Monthly Repayment |
HKD$28,659
|
Initial Payment |
HKD$4.15 Millions
|
Loan Amount |
HKD$4.15 Millions
|
Total interest |
HKD$1.01 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$249,000
|
Legal Fee |
HKD$38,250
|
Agency Fee |
HKD$83,000
|
Total Expense |
HKD$370,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 51174 | 36355 | 28380 | 24837 | 19085 | 15640 | 13348 |
1.5% | 52074 | 37263 | 29297 | 25760 | 20025 | 16597 | 14322 |
2% | 52984 | 38185 | 30232 | 26705 | 20994 | 17589 | 15339 |
2.5% | 53905 | 39122 | 31186 | 27671 | 21990 | 18617 | 16397 |
3% | 54835 | 40072 | 32159 | 28659 | 23015 | 19679 | 17496 |
3.5% | 55775 | 41037 | 33150 | 29667 | 24068 | 20775 | 18635 |
4% | 56725 | 42016 | 34159 | 30697 | 25148 | 21905 | 19812 |
4.5% | 57685 | 43009 | 35186 | 31747 | 26254 | 23067 | 21027 |
5% | 58655 | 44017 | 36231 | 32817 | 27388 | 24260 | 22278 |
5.5% | 59635 | 45038 | 37295 | 33908 | 28547 | 25484 | 23563 |
6% | 60625 | 46073 | 38376 | 35020 | 29731 | 26738 | 24881 |