Monthly Repayment |
HKD$2,755
|
Initial Payment |
HKD$0.25 Millions
|
Loan Amount |
HKD$0.58 Millions
|
Total interest |
HKD$0.25 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$8,725
|
Agency Fee |
HKD$8,300
|
Total Expense |
HKD$17,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 7164 | 5089 | 3973 | 3477 | 2671 | 2189 | 1868 |
1.5% | 7290 | 5216 | 4101 | 3606 | 2803 | 2323 | 2005 |
2% | 7417 | 5345 | 4232 | 3738 | 2939 | 2462 | 2147 |
2.5% | 7546 | 5477 | 4366 | 3874 | 3078 | 2606 | 2295 |
3% | 7676 | 5610 | 4502 | 4012 | 3222 | 2755 | 2449 |
3.5% | 7808 | 5745 | 4641 | 4153 | 3369 | 2908 | 2608 |
4% | 7941 | 5882 | 4782 | 4297 | 3520 | 3066 | 2773 |
4.5% | 8075 | 6021 | 4926 | 4444 | 3675 | 3229 | 2943 |
5% | 8211 | 6162 | 5072 | 4594 | 3834 | 3396 | 3118 |
5.5% | 8348 | 6305 | 5221 | 4747 | 3996 | 3567 | 3298 |
6% | 8487 | 6450 | 5372 | 4902 | 4162 | 3743 | 3483 |