Monthly Repayment |
HKD$2,361
|
Initial Payment |
HKD$0.33 Millions
|
Loan Amount |
HKD$0.5 Millions
|
Total interest |
HKD$0.21 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$8,725
|
Agency Fee |
HKD$8,300
|
Total Expense |
HKD$17,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 6140 | 4362 | 3405 | 2980 | 2290 | 1876 | 1601 |
1.5% | 6248 | 4471 | 3515 | 3091 | 2403 | 1991 | 1718 |
2% | 6358 | 4582 | 3627 | 3204 | 2519 | 2110 | 1840 |
2.5% | 6468 | 4694 | 3742 | 3320 | 2638 | 2234 | 1967 |
3% | 6580 | 4808 | 3859 | 3439 | 2761 | 2361 | 2099 |
3.5% | 6693 | 4924 | 3978 | 3560 | 2888 | 2493 | 2236 |
4% | 6807 | 5042 | 4099 | 3683 | 3017 | 2628 | 2377 |
4.5% | 6922 | 5161 | 4222 | 3809 | 3150 | 2768 | 2523 |
5% | 7038 | 5282 | 4347 | 3938 | 3286 | 2911 | 2673 |
5.5% | 7156 | 5404 | 4475 | 4069 | 3425 | 3058 | 2827 |
6% | 7275 | 5528 | 4605 | 4202 | 3567 | 3208 | 2985 |