Monthly Repayment |
HKD$2,865
|
Initial Payment |
HKD$0.42 Millions
|
Loan Amount |
HKD$0.42 Millions
|
Total interest |
HKD$0.1 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$8,725
|
Agency Fee |
HKD$8,300
|
Total Expense |
HKD$17,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 5117 | 3635 | 2838 | 2483 | 1908 | 1564 | 1334 |
1.5% | 5207 | 3726 | 2929 | 2576 | 2002 | 1659 | 1432 |
2% | 5298 | 3818 | 3023 | 2670 | 2099 | 1758 | 1533 |
2.5% | 5390 | 3912 | 3118 | 2767 | 2199 | 1861 | 1639 |
3% | 5483 | 4007 | 3215 | 2865 | 2301 | 1967 | 1749 |
3.5% | 5577 | 4103 | 3315 | 2966 | 2406 | 2077 | 1863 |
4% | 5672 | 4201 | 3415 | 3069 | 2514 | 2190 | 1981 |
4.5% | 5768 | 4300 | 3518 | 3174 | 2625 | 2306 | 2102 |
5% | 5865 | 4401 | 3623 | 3281 | 2738 | 2426 | 2227 |
5.5% | 5963 | 4503 | 3729 | 3390 | 2854 | 2548 | 2356 |
6% | 6062 | 4607 | 3837 | 3502 | 2973 | 2673 | 2488 |