Monthly Repayment |
HKD$23,587
|
Initial Payment |
HKD$3.32 Millions
|
Loan Amount |
HKD$4.97 Millions
|
Total interest |
HKD$2.1 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$248,700
|
Legal Fee |
HKD$38,225
|
Agency Fee |
HKD$82,900
|
Total Expense |
HKD$369,825
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 61335 | 43574 | 34015 | 29769 | 22875 | 18745 | 15998 |
1.5% | 62414 | 44662 | 35114 | 30875 | 24001 | 19892 | 17166 |
2% | 63505 | 45767 | 36235 | 32008 | 25162 | 21082 | 18384 |
2.5% | 64608 | 46889 | 37378 | 33166 | 26357 | 22314 | 19653 |
3% | 65722 | 48029 | 38544 | 34349 | 27585 | 23587 | 20970 |
3.5% | 66849 | 49185 | 39732 | 35558 | 28847 | 24901 | 22335 |
4% | 67988 | 50359 | 40941 | 36792 | 30141 | 26254 | 23746 |
4.5% | 69139 | 51549 | 42173 | 38050 | 31467 | 27647 | 25202 |
5% | 70302 | 52756 | 43425 | 39334 | 32826 | 29077 | 26701 |
5.5% | 71476 | 53980 | 44700 | 40641 | 34215 | 30544 | 28241 |
6% | 72662 | 55221 | 45995 | 41973 | 35635 | 32047 | 29821 |