Monthly Repayment |
HKD$285,900
|
Initial Payment |
HKD$41.4 Millions
|
Loan Amount |
HKD$41.4 Millions
|
Total interest |
HKD$10.06 Millions
|
complete insurance payment |
HKD$124,200 (0.3%)
|
Stamp Duty |
HKD$3,519,000
|
Legal Fee |
HKD$224,500
|
Agency Fee |
HKD$828,000
|
Total Expense |
HKD$4,695,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 510513 | 362681 | 283118 | 247776 | 190396 | 156025 | 133158 |
1.5% | 519492 | 371736 | 292265 | 256987 | 199773 | 165573 | 142879 |
2% | 528571 | 380935 | 301597 | 266412 | 209435 | 175475 | 153022 |
2.5% | 537751 | 390277 | 311115 | 276050 | 219379 | 185727 | 163580 |
3% | 547030 | 399761 | 320817 | 285900 | 229603 | 196323 | 174544 |
3.5% | 556409 | 409387 | 330702 | 295961 | 240103 | 207258 | 185904 |
4% | 565888 | 419154 | 340770 | 306230 | 250875 | 218524 | 197649 |
4.5% | 575466 | 429063 | 351018 | 316707 | 261916 | 230114 | 209767 |
5% | 585143 | 439111 | 361446 | 327388 | 273221 | 242020 | 222244 |
5.5% | 594919 | 449298 | 372052 | 338272 | 284785 | 254232 | 235064 |
6% | 604794 | 459624 | 382835 | 349356 | 296602 | 266740 | 248213 |