Monthly Repayment |
HKD$27,485
|
Initial Payment |
HKD$2.48 Millions
|
Loan Amount |
HKD$5.8 Millions
|
Total interest |
HKD$2.45 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$248,400
|
Legal Fee |
HKD$38,200
|
Agency Fee |
HKD$82,800
|
Total Expense |
HKD$369,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 71471 | 50775 | 39636 | 34688 | 26655 | 21843 | 18642 |
1.5% | 72728 | 52043 | 40917 | 35978 | 27968 | 23180 | 20003 |
2% | 74000 | 53330 | 42223 | 37297 | 29320 | 24566 | 21423 |
2.5% | 75285 | 54638 | 43556 | 38647 | 30713 | 26001 | 22901 |
3% | 76584 | 55966 | 44914 | 40026 | 32144 | 27485 | 24436 |
3.5% | 77897 | 57314 | 46298 | 41434 | 33614 | 29016 | 26026 |
4% | 79224 | 58681 | 47707 | 42872 | 35122 | 30593 | 27670 |
4.5% | 80565 | 60068 | 49142 | 44339 | 36668 | 32216 | 29367 |
5% | 81920 | 61475 | 50602 | 45834 | 38251 | 33882 | 31114 |
5.5% | 83288 | 62901 | 52087 | 47358 | 39869 | 35592 | 32909 |
6% | 84671 | 64347 | 53596 | 48909 | 41524 | 37343 | 34749 |