Monthly Repayment |
HKD$27,418
|
Initial Payment |
HKD$2.48 Millions
|
Loan Amount |
HKD$5.78 Millions
|
Total interest |
HKD$2.44 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$247,800
|
Legal Fee |
HKD$38,150
|
Agency Fee |
HKD$82,600
|
Total Expense |
HKD$368,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 71299 | 50652 | 39540 | 34604 | 26591 | 21790 | 18597 |
1.5% | 72553 | 51917 | 40818 | 35891 | 27900 | 23124 | 19954 |
2% | 73821 | 53202 | 42121 | 37207 | 29250 | 24507 | 21371 |
2.5% | 75103 | 54506 | 43450 | 38553 | 30638 | 25939 | 22845 |
3% | 76399 | 55831 | 44805 | 39929 | 32066 | 27418 | 24377 |
3.5% | 77709 | 57175 | 46186 | 41334 | 33533 | 28946 | 25963 |
4% | 79033 | 58539 | 47592 | 42768 | 35037 | 30519 | 27604 |
4.5% | 80370 | 59923 | 49023 | 44231 | 36579 | 32138 | 29296 |
5% | 81722 | 61327 | 50480 | 45723 | 38158 | 33800 | 31039 |
5.5% | 83087 | 62749 | 51961 | 47243 | 39773 | 35506 | 32829 |
6% | 84466 | 64192 | 53467 | 48791 | 41424 | 37253 | 34666 |