Monthly Repayment |
HKD$23,501
|
Initial Payment |
HKD$3.3 Millions
|
Loan Amount |
HKD$4.96 Millions
|
Total interest |
HKD$2.09 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$247,800
|
Legal Fee |
HKD$38,150
|
Agency Fee |
HKD$82,600
|
Total Expense |
HKD$368,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 61113 | 43416 | 33892 | 29661 | 22792 | 18677 | 15940 |
1.5% | 62188 | 44500 | 34987 | 30764 | 23914 | 19820 | 17104 |
2% | 63275 | 45601 | 36104 | 31892 | 25071 | 21006 | 18318 |
2.5% | 64374 | 46720 | 37243 | 33046 | 26261 | 22233 | 19582 |
3% | 65485 | 47855 | 38405 | 34225 | 27485 | 23501 | 20894 |
3.5% | 66607 | 49007 | 39588 | 35429 | 28742 | 24810 | 22254 |
4% | 67742 | 50177 | 40793 | 36658 | 30032 | 26159 | 23660 |
4.5% | 68889 | 51363 | 42020 | 37913 | 31354 | 27547 | 25111 |
5% | 70047 | 52566 | 43268 | 39191 | 32707 | 28972 | 26604 |
5.5% | 71217 | 53785 | 44538 | 40494 | 34091 | 30434 | 28139 |
6% | 72399 | 55021 | 45829 | 41821 | 35506 | 31931 | 29713 |