Monthly Repayment |
HKD$23,445
|
Initial Payment |
HKD$3.3 Millions
|
Loan Amount |
HKD$4.94 Millions
|
Total interest |
HKD$2.09 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$247,200
|
Legal Fee |
HKD$38,100
|
Agency Fee |
HKD$82,400
|
Total Expense |
HKD$367,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 60965 | 43311 | 33810 | 29589 | 22737 | 18632 | 15901 |
1.5% | 62037 | 44392 | 34902 | 30689 | 23857 | 19772 | 17062 |
2% | 63122 | 45491 | 36016 | 31815 | 25010 | 20955 | 18273 |
2.5% | 64218 | 46607 | 37153 | 32966 | 26198 | 22179 | 19534 |
3% | 65326 | 47739 | 38312 | 34142 | 27419 | 23445 | 20844 |
3.5% | 66446 | 48889 | 39492 | 35343 | 28673 | 24750 | 22200 |
4% | 67578 | 50055 | 40694 | 36570 | 29959 | 26096 | 23603 |
4.5% | 68722 | 51238 | 41918 | 37821 | 31278 | 27480 | 25050 |
5% | 69878 | 52438 | 43164 | 39096 | 32628 | 28902 | 26540 |
5.5% | 71045 | 53655 | 44430 | 40396 | 34009 | 30360 | 28071 |
6% | 72224 | 54888 | 45718 | 41720 | 35420 | 31854 | 29641 |