Monthly Repayment |
HKD$23,416
|
Initial Payment |
HKD$3.29 Millions
|
Loan Amount |
HKD$4.94 Millions
|
Total interest |
HKD$2.09 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$246,900
|
Legal Fee |
HKD$38,075
|
Agency Fee |
HKD$82,300
|
Total Expense |
HKD$367,275
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 60891 | 43258 | 33769 | 29553 | 22709 | 18609 | 15882 |
1.5% | 61962 | 44339 | 34860 | 30652 | 23828 | 19748 | 17042 |
2% | 63045 | 45436 | 35973 | 31776 | 24980 | 20929 | 18251 |
2.5% | 64140 | 46550 | 37108 | 32926 | 26166 | 22152 | 19511 |
3% | 65247 | 47681 | 38265 | 34100 | 27386 | 23416 | 20818 |
3.5% | 66365 | 48829 | 39444 | 35300 | 28638 | 24720 | 22173 |
4% | 67496 | 49994 | 40645 | 36525 | 29923 | 26064 | 23574 |
4.5% | 68638 | 51176 | 41867 | 37775 | 31240 | 27447 | 25020 |
5% | 69793 | 52375 | 43111 | 39049 | 32588 | 28867 | 26508 |
5.5% | 70959 | 53590 | 44376 | 40347 | 33967 | 30323 | 28037 |
6% | 72137 | 54821 | 45662 | 41669 | 35377 | 31815 | 29605 |