Monthly Repayment |
HKD$23,388
|
Initial Payment |
HKD$3.29 Millions
|
Loan Amount |
HKD$4.93 Millions
|
Total interest |
HKD$2.08 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$246,600
|
Legal Fee |
HKD$38,050
|
Agency Fee |
HKD$82,200
|
Total Expense |
HKD$366,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 60817 | 43206 | 33728 | 29517 | 22681 | 18587 | 15863 |
1.5% | 61887 | 44285 | 34817 | 30615 | 23799 | 19724 | 17021 |
2% | 62968 | 45381 | 35929 | 31737 | 24950 | 20904 | 18229 |
2.5% | 64062 | 46493 | 37063 | 32886 | 26134 | 22125 | 19487 |
3% | 65167 | 47623 | 38219 | 34059 | 27352 | 23388 | 20793 |
3.5% | 66285 | 48770 | 39396 | 35258 | 28603 | 24690 | 22146 |
4% | 67414 | 49934 | 40596 | 36481 | 29886 | 26032 | 23546 |
4.5% | 68555 | 51114 | 41816 | 37729 | 31202 | 27413 | 24989 |
5% | 69708 | 52311 | 43059 | 39001 | 32549 | 28831 | 26476 |
5.5% | 70873 | 53525 | 44322 | 40298 | 33926 | 30286 | 28003 |
6% | 72049 | 54755 | 45607 | 41619 | 35334 | 31776 | 29569 |