Monthly Repayment |
HKD$194,426
|
Initial Payment |
HKD$41 Millions
|
Loan Amount |
HKD$41 Millions
|
Total interest |
HKD$17.33 Millions
|
complete insurance payment |
HKD$123,000 (0.3%)
|
Stamp Duty |
HKD$3,485,000
|
Legal Fee |
HKD$222,500
|
Agency Fee |
HKD$820,000
|
Total Expense |
HKD$4,650,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 505581 | 359176 | 280383 | 245382 | 188556 | 154517 | 131872 |
1.5% | 514473 | 368145 | 289441 | 254504 | 197843 | 163973 | 141499 |
2% | 523464 | 377255 | 298683 | 263838 | 207412 | 173780 | 151543 |
2.5% | 532555 | 386506 | 308109 | 273383 | 217260 | 183932 | 161999 |
3% | 541745 | 395899 | 317717 | 283138 | 227385 | 194426 | 172857 |
3.5% | 551033 | 405432 | 327507 | 293101 | 237783 | 205255 | 184108 |
4% | 560421 | 415105 | 337477 | 303272 | 248451 | 216413 | 195740 |
4.5% | 569906 | 424917 | 347627 | 313647 | 259386 | 227891 | 207740 |
5% | 579490 | 434868 | 357954 | 324225 | 270581 | 239681 | 220096 |
5.5% | 589171 | 444957 | 368458 | 335004 | 282033 | 251775 | 232793 |
6% | 598950 | 455184 | 379136 | 345981 | 293736 | 264163 | 245815 |