Monthly Repayment |
HKD$23,331
|
Initial Payment |
HKD$3.28 Millions
|
Loan Amount |
HKD$4.92 Millions
|
Total interest |
HKD$2.08 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$246,000
|
Legal Fee |
HKD$38,000
|
Agency Fee |
HKD$82,000
|
Total Expense |
HKD$366,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 60669 | 43101 | 33645 | 29445 | 22626 | 18542 | 15824 |
1.5% | 61736 | 44177 | 34732 | 30540 | 23741 | 19676 | 16979 |
2% | 62815 | 45270 | 35842 | 31660 | 24889 | 20853 | 18185 |
2.5% | 63906 | 46380 | 36973 | 32806 | 26071 | 22071 | 19439 |
3% | 65009 | 47507 | 38126 | 33976 | 27286 | 23331 | 20742 |
3.5% | 66124 | 48651 | 39300 | 35172 | 28534 | 24630 | 22092 |
4% | 67250 | 49812 | 40497 | 36392 | 29814 | 25969 | 23488 |
4.5% | 68388 | 50990 | 41715 | 37637 | 31126 | 27346 | 24928 |
5% | 69538 | 52184 | 42954 | 38907 | 32469 | 28761 | 26411 |
5.5% | 70700 | 53394 | 44214 | 40200 | 33844 | 30213 | 27935 |
6% | 71874 | 54622 | 45496 | 41517 | 35248 | 31699 | 29497 |