Monthly Repayment |
HKD$28,313
|
Initial Payment |
HKD$4.1 Millions
|
Loan Amount |
HKD$4.1 Millions
|
Total interest |
HKD$1 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$246,000
|
Legal Fee |
HKD$38,000
|
Agency Fee |
HKD$82,000
|
Total Expense |
HKD$366,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50558 | 35917 | 28038 | 24538 | 18855 | 15451 | 13187 |
1.5% | 51447 | 36814 | 28944 | 25450 | 19784 | 16397 | 14149 |
2% | 52346 | 37725 | 29868 | 26383 | 20741 | 17378 | 15154 |
2.5% | 53255 | 38650 | 30810 | 27338 | 21726 | 18393 | 16199 |
3% | 54174 | 39589 | 31771 | 28313 | 22738 | 19442 | 17285 |
3.5% | 55103 | 40543 | 32750 | 29310 | 23778 | 20525 | 18410 |
4% | 56042 | 41510 | 33747 | 30327 | 24845 | 21641 | 19574 |
4.5% | 56990 | 42491 | 34762 | 31364 | 25938 | 22789 | 20774 |
5% | 57949 | 43486 | 35795 | 32422 | 27058 | 23968 | 22009 |
5.5% | 58917 | 44495 | 36845 | 33500 | 28203 | 25177 | 23279 |
6% | 59895 | 45518 | 37913 | 34598 | 29373 | 26416 | 24581 |