Monthly Repayment |
HKD$27,186
|
Initial Payment |
HKD$2.46 Millions
|
Loan Amount |
HKD$5.73 Millions
|
Total interest |
HKD$2.42 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$245,700
|
Legal Fee |
HKD$37,975
|
Agency Fee |
HKD$81,900
|
Total Expense |
HKD$365,575
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 70695 | 50223 | 39205 | 34311 | 26365 | 21606 | 18439 |
1.5% | 71938 | 51477 | 40472 | 35587 | 27664 | 22928 | 19785 |
2% | 73195 | 52751 | 41764 | 36892 | 29002 | 24299 | 21190 |
2.5% | 74466 | 54044 | 43082 | 38227 | 30379 | 25719 | 22652 |
3% | 75751 | 55358 | 44426 | 39591 | 31795 | 27186 | 24170 |
3.5% | 77050 | 56691 | 45795 | 40984 | 33249 | 28700 | 25743 |
4% | 78363 | 58043 | 47189 | 42406 | 34740 | 30260 | 27370 |
4.5% | 79689 | 59415 | 48608 | 43857 | 36269 | 31865 | 29048 |
5% | 81029 | 60807 | 50052 | 45336 | 37835 | 33514 | 30775 |
5.5% | 82383 | 62218 | 51521 | 46843 | 39436 | 35205 | 32551 |
6% | 83750 | 63648 | 53014 | 48378 | 41072 | 36937 | 34372 |