Monthly Repayment |
HKD$27,153
|
Initial Payment |
HKD$2.45 Millions
|
Loan Amount |
HKD$5.73 Millions
|
Total interest |
HKD$2.42 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$245,400
|
Legal Fee |
HKD$37,950
|
Agency Fee |
HKD$81,800
|
Total Expense |
HKD$365,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 70608 | 50162 | 39157 | 34269 | 26333 | 21579 | 18417 |
1.5% | 71850 | 51414 | 40422 | 35543 | 27630 | 22900 | 19761 |
2% | 73106 | 52686 | 41713 | 36847 | 28966 | 24269 | 21164 |
2.5% | 74375 | 53978 | 43030 | 38180 | 30342 | 25687 | 22624 |
3% | 75659 | 55290 | 44371 | 39542 | 31756 | 27153 | 24141 |
3.5% | 76956 | 56622 | 45739 | 40934 | 33208 | 28665 | 25712 |
4% | 78267 | 57972 | 47131 | 42354 | 34698 | 30223 | 27336 |
4.5% | 79592 | 59343 | 48549 | 43803 | 36225 | 31826 | 29012 |
5% | 80930 | 60733 | 49991 | 45280 | 37789 | 33473 | 30738 |
5.5% | 82282 | 62142 | 51458 | 46786 | 39388 | 35162 | 32511 |
6% | 83648 | 63570 | 52949 | 48319 | 41022 | 36892 | 34330 |