Monthly Repayment |
HKD$23,274
|
Initial Payment |
HKD$3.27 Millions
|
Loan Amount |
HKD$4.91 Millions
|
Total interest |
HKD$2.07 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$245,400
|
Legal Fee |
HKD$37,950
|
Agency Fee |
HKD$81,800
|
Total Expense |
HKD$365,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 60521 | 42996 | 33563 | 29374 | 22571 | 18496 | 15786 |
1.5% | 61586 | 44069 | 34648 | 30466 | 23683 | 19628 | 16938 |
2% | 62662 | 45160 | 35754 | 31583 | 24828 | 20802 | 18140 |
2.5% | 63750 | 46267 | 36882 | 32726 | 26007 | 22018 | 19392 |
3% | 64850 | 47392 | 38033 | 33893 | 27219 | 23274 | 20692 |
3.5% | 65962 | 48533 | 39205 | 35086 | 28464 | 24570 | 22039 |
4% | 67086 | 49691 | 40398 | 36303 | 29741 | 25906 | 23431 |
4.5% | 68221 | 50865 | 41613 | 37545 | 31050 | 27280 | 24868 |
5% | 69369 | 52056 | 42849 | 38812 | 32390 | 28691 | 26347 |
5.5% | 70528 | 53264 | 44107 | 40102 | 33761 | 30139 | 27867 |
6% | 71698 | 54488 | 45385 | 41416 | 35162 | 31622 | 29425 |