Monthly Repayment |
HKD$27,086
|
Initial Payment |
HKD$2.45 Millions
|
Loan Amount |
HKD$5.71 Millions
|
Total interest |
HKD$2.41 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$244,800
|
Legal Fee |
HKD$37,900
|
Agency Fee |
HKD$81,600
|
Total Expense |
HKD$364,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 70436 | 50039 | 39062 | 34186 | 26269 | 21526 | 18372 |
1.5% | 71674 | 51288 | 40324 | 35456 | 27562 | 22844 | 19713 |
2% | 72927 | 52558 | 41611 | 36757 | 28896 | 24210 | 21112 |
2.5% | 74194 | 53846 | 42924 | 38086 | 30268 | 25624 | 22569 |
3% | 75474 | 55155 | 44263 | 39446 | 31678 | 27086 | 24082 |
3.5% | 76768 | 56483 | 45627 | 40834 | 33127 | 28595 | 25649 |
4% | 78076 | 57831 | 47016 | 42250 | 34613 | 30150 | 27269 |
4.5% | 79397 | 59198 | 48430 | 43696 | 36136 | 31749 | 28941 |
5% | 80732 | 60584 | 49869 | 45170 | 37696 | 33391 | 30663 |
5.5% | 82081 | 61990 | 51332 | 46671 | 39292 | 35076 | 32432 |
6% | 83444 | 63414 | 52820 | 48201 | 40922 | 36802 | 34246 |