Monthly Repayment |
HKD$23,217
|
Initial Payment |
HKD$3.26 Millions
|
Loan Amount |
HKD$4.9 Millions
|
Total interest |
HKD$2.07 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$244,800
|
Legal Fee |
HKD$37,900
|
Agency Fee |
HKD$81,600
|
Total Expense |
HKD$364,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 60373 | 42890 | 33481 | 29302 | 22516 | 18451 | 15747 |
1.5% | 61435 | 43961 | 34563 | 30391 | 23625 | 19580 | 16897 |
2% | 62509 | 45049 | 35667 | 31506 | 24768 | 20751 | 18096 |
2.5% | 63594 | 46154 | 36792 | 32645 | 25944 | 21964 | 19345 |
3% | 64692 | 47276 | 37940 | 33810 | 27153 | 23217 | 20641 |
3.5% | 65801 | 48414 | 39109 | 35000 | 28394 | 24510 | 21985 |
4% | 66922 | 49569 | 40299 | 36215 | 29668 | 25842 | 23374 |
4.5% | 68055 | 50741 | 41511 | 37454 | 30974 | 27213 | 24807 |
5% | 69199 | 51929 | 42745 | 38717 | 32311 | 28621 | 26282 |
5.5% | 70355 | 53134 | 43999 | 40004 | 33678 | 30065 | 27798 |
6% | 71523 | 54355 | 45274 | 41315 | 35076 | 31544 | 29353 |