Monthly Repayment |
HKD$23,188
|
Initial Payment |
HKD$3.26 Millions
|
Loan Amount |
HKD$4.89 Millions
|
Total interest |
HKD$2.07 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$244,500
|
Legal Fee |
HKD$37,875
|
Agency Fee |
HKD$81,500
|
Total Expense |
HKD$363,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 60299 | 42838 | 33440 | 29266 | 22488 | 18429 | 15728 |
1.5% | 61360 | 43908 | 34521 | 30354 | 23596 | 19556 | 16876 |
2% | 62432 | 44994 | 35623 | 31467 | 24737 | 20726 | 18074 |
2.5% | 63516 | 46097 | 36747 | 32605 | 25912 | 21937 | 19321 |
3% | 64613 | 47218 | 37893 | 33769 | 27119 | 23188 | 20616 |
3.5% | 65720 | 48355 | 39061 | 34957 | 28360 | 24480 | 21958 |
4% | 66840 | 49508 | 40250 | 36170 | 29632 | 25811 | 23345 |
4.5% | 67971 | 50679 | 41460 | 37408 | 30936 | 27180 | 24776 |
5% | 69114 | 51866 | 42692 | 38669 | 32271 | 28586 | 26250 |
5.5% | 70269 | 53069 | 43945 | 39955 | 33637 | 30028 | 27764 |
6% | 71435 | 54289 | 45218 | 41264 | 35033 | 31506 | 29318 |