Monthly Repayment |
HKD$23,132
|
Initial Payment |
HKD$3.25 Millions
|
Loan Amount |
HKD$4.88 Millions
|
Total interest |
HKD$2.06 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$243,900
|
Legal Fee |
HKD$37,825
|
Agency Fee |
HKD$81,300
|
Total Expense |
HKD$363,025
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 60151 | 42733 | 33358 | 29194 | 22433 | 18383 | 15689 |
1.5% | 61209 | 43800 | 34436 | 30279 | 23538 | 19508 | 16834 |
2% | 62279 | 44884 | 35536 | 31390 | 24676 | 20675 | 18030 |
2.5% | 63361 | 45984 | 36657 | 32525 | 25848 | 21883 | 19273 |
3% | 64454 | 47102 | 37800 | 33686 | 27053 | 23132 | 20565 |
3.5% | 65559 | 48236 | 38965 | 34871 | 28290 | 24420 | 21904 |
4% | 66676 | 49387 | 40151 | 36081 | 29559 | 25747 | 23288 |
4.5% | 67804 | 50554 | 41359 | 37316 | 30860 | 27113 | 24716 |
5% | 68945 | 51738 | 42587 | 38574 | 32192 | 28516 | 26186 |
5.5% | 70097 | 52939 | 43837 | 39857 | 33555 | 29955 | 27696 |
6% | 71260 | 54155 | 45108 | 41163 | 34947 | 31429 | 29246 |