Monthly Repayment |
HKD$28,072
|
Initial Payment |
HKD$4.07 Millions
|
Loan Amount |
HKD$4.07 Millions
|
Total interest |
HKD$0.99 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$243,900
|
Legal Fee |
HKD$37,825
|
Agency Fee |
HKD$81,300
|
Total Expense |
HKD$363,025
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50126 | 35611 | 27798 | 24328 | 18694 | 15319 | 13074 |
1.5% | 51008 | 36500 | 28697 | 25233 | 19615 | 16257 | 14029 |
2% | 51899 | 37403 | 29613 | 26158 | 20564 | 17229 | 15025 |
2.5% | 52800 | 38320 | 30547 | 27104 | 21540 | 18236 | 16061 |
3% | 53712 | 39251 | 31500 | 28072 | 22544 | 19276 | 17138 |
3.5% | 54632 | 40197 | 32471 | 29059 | 23575 | 20350 | 18253 |
4% | 55563 | 41156 | 33459 | 30068 | 24633 | 21456 | 19406 |
4.5% | 56504 | 42129 | 34465 | 31096 | 25717 | 22594 | 20596 |
5% | 57454 | 43115 | 35489 | 32145 | 26827 | 23763 | 21821 |
5.5% | 58414 | 44115 | 36531 | 33214 | 27962 | 24962 | 23080 |
6% | 59383 | 45129 | 37590 | 34302 | 29122 | 26190 | 24371 |