Monthly Repayment |
HKD$23,103
|
Initial Payment |
HKD$3.25 Millions
|
Loan Amount |
HKD$4.87 Millions
|
Total interest |
HKD$2.06 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$243,600
|
Legal Fee |
HKD$37,800
|
Agency Fee |
HKD$81,200
|
Total Expense |
HKD$362,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 60077 | 42680 | 33317 | 29158 | 22406 | 18361 | 15670 |
1.5% | 61134 | 43746 | 34394 | 30242 | 23509 | 19484 | 16814 |
2% | 62202 | 44828 | 35492 | 31351 | 24646 | 20650 | 18007 |
2.5% | 63283 | 45928 | 36612 | 32485 | 25816 | 21856 | 19250 |
3% | 64375 | 47044 | 37754 | 33645 | 27019 | 23103 | 20540 |
3.5% | 65478 | 48177 | 38917 | 34829 | 28255 | 24390 | 21877 |
4% | 66594 | 49326 | 40102 | 36037 | 29523 | 25716 | 23259 |
4.5% | 67721 | 50492 | 41308 | 37270 | 30822 | 27080 | 24685 |
5% | 68860 | 51675 | 42535 | 38527 | 32153 | 28481 | 26153 |
5.5% | 70010 | 52874 | 43783 | 39808 | 33513 | 29918 | 27662 |
6% | 71172 | 54089 | 45052 | 41112 | 34904 | 31390 | 29210 |