Monthly Repayment |
HKD$279,685
|
Initial Payment |
HKD$40.5 Millions
|
Loan Amount |
HKD$40.5 Millions
|
Total interest |
HKD$9.84 Millions
|
complete insurance payment |
HKD$121,500 (0.3%)
|
Stamp Duty |
HKD$3,442,500
|
Legal Fee |
HKD$220,000
|
Agency Fee |
HKD$810,000
|
Total Expense |
HKD$4,594,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 499415 | 354796 | 276963 | 242390 | 186257 | 152633 | 130264 |
1.5% | 508199 | 363655 | 285911 | 251400 | 195430 | 161974 | 139773 |
2% | 517081 | 372654 | 295041 | 260621 | 204882 | 171661 | 149695 |
2.5% | 526060 | 381793 | 304352 | 270049 | 214610 | 181689 | 160023 |
3% | 535138 | 391071 | 313843 | 279685 | 224612 | 192055 | 170749 |
3.5% | 544313 | 400487 | 323513 | 289527 | 234883 | 202752 | 181863 |
4% | 553586 | 410042 | 333362 | 299573 | 245422 | 213773 | 193353 |
4.5% | 562956 | 419735 | 343387 | 309822 | 256222 | 225112 | 205207 |
5% | 572423 | 429565 | 353589 | 320271 | 267282 | 236758 | 217412 |
5.5% | 581986 | 439531 | 363964 | 330918 | 278594 | 248705 | 229954 |
6% | 591646 | 449633 | 374512 | 341762 | 290154 | 260942 | 242817 |