Monthly Repayment |
HKD$23,046
|
Initial Payment |
HKD$3.24 Millions
|
Loan Amount |
HKD$4.86 Millions
|
Total interest |
HKD$2.05 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$243,000
|
Legal Fee |
HKD$37,750
|
Agency Fee |
HKD$81,000
|
Total Expense |
HKD$361,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 59929 | 42575 | 33235 | 29086 | 22350 | 18316 | 15631 |
1.5% | 60983 | 43638 | 34309 | 30168 | 23451 | 19436 | 16772 |
2% | 62049 | 44718 | 35404 | 31274 | 24585 | 20599 | 17963 |
2.5% | 63127 | 45815 | 36522 | 32405 | 25753 | 21802 | 19202 |
3% | 64216 | 46928 | 37661 | 33562 | 26953 | 23046 | 20489 |
3.5% | 65317 | 48058 | 38821 | 34743 | 28186 | 24330 | 21823 |
4% | 66430 | 49205 | 40003 | 35948 | 29450 | 25652 | 23202 |
4.5% | 67554 | 50368 | 41206 | 37178 | 30746 | 27013 | 24624 |
5% | 68690 | 51547 | 42430 | 38432 | 32073 | 28411 | 26089 |
5.5% | 69838 | 52743 | 43675 | 39710 | 33431 | 29844 | 27594 |
6% | 70997 | 53955 | 44941 | 41011 | 34818 | 31313 | 29138 |