Monthly Repayment |
HKD$27,968
|
Initial Payment |
HKD$4.05 Millions
|
Loan Amount |
HKD$4.05 Millions
|
Total interest |
HKD$0.98 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$243,000
|
Legal Fee |
HKD$37,750
|
Agency Fee |
HKD$81,000
|
Total Expense |
HKD$361,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 49941 | 35479 | 27696 | 24239 | 18625 | 15263 | 13026 |
1.5% | 50819 | 36365 | 28591 | 25140 | 19543 | 16197 | 13977 |
2% | 51708 | 37265 | 29504 | 26062 | 20488 | 17166 | 14969 |
2.5% | 52606 | 38179 | 30435 | 27004 | 21461 | 18168 | 16002 |
3% | 53513 | 39107 | 31384 | 27968 | 22461 | 19205 | 17074 |
3.5% | 54431 | 40048 | 32351 | 28952 | 23488 | 20275 | 18186 |
4% | 55358 | 41004 | 33336 | 29957 | 24542 | 21377 | 19335 |
4.5% | 56295 | 41973 | 34338 | 30982 | 25622 | 22511 | 20520 |
5% | 57242 | 42956 | 35358 | 32027 | 26728 | 23675 | 21741 |
5.5% | 58198 | 43953 | 36396 | 33091 | 27859 | 24870 | 22995 |
6% | 59164 | 44963 | 37451 | 34176 | 29015 | 26094 | 24281 |