Monthly Repayment |
HKD$2,304
|
Initial Payment |
HKD$0.32 Millions
|
Loan Amount |
HKD$0.49 Millions
|
Total interest |
HKD$0.21 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$8,575
|
Agency Fee |
HKD$8,100
|
Total Expense |
HKD$16,775
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 5992 | 4257 | 3323 | 2908 | 2235 | 1831 | 1563 |
1.5% | 6098 | 4363 | 3430 | 3016 | 2345 | 1943 | 1677 |
2% | 6204 | 4471 | 3540 | 3127 | 2458 | 2059 | 1796 |
2.5% | 6312 | 4581 | 3652 | 3240 | 2575 | 2180 | 1920 |
3% | 6421 | 4692 | 3766 | 3356 | 2695 | 2304 | 2048 |
3.5% | 6531 | 4805 | 3882 | 3474 | 2818 | 2433 | 2182 |
4% | 6643 | 4920 | 4000 | 3594 | 2945 | 2565 | 2320 |
4.5% | 6755 | 5036 | 4120 | 3717 | 3074 | 2701 | 2462 |
5% | 6869 | 5154 | 4243 | 3843 | 3207 | 2841 | 2608 |
5.5% | 6983 | 5274 | 4367 | 3971 | 3343 | 2984 | 2759 |
6% | 7099 | 5395 | 4494 | 4101 | 3481 | 3131 | 2913 |