Monthly Repayment |
HKD$26,821
|
Initial Payment |
HKD$2.42 Millions
|
Loan Amount |
HKD$5.66 Millions
|
Total interest |
HKD$2.39 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$242,400
|
Legal Fee |
HKD$37,700
|
Agency Fee |
HKD$80,800
|
Total Expense |
HKD$360,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 69745 | 49548 | 38679 | 33850 | 26011 | 21315 | 18191 |
1.5% | 70972 | 50786 | 39928 | 35109 | 27292 | 22620 | 19519 |
2% | 72212 | 52042 | 41203 | 36396 | 28612 | 23973 | 20905 |
2.5% | 73466 | 53319 | 42504 | 37713 | 29971 | 25373 | 22348 |
3% | 74734 | 54614 | 43829 | 39059 | 31368 | 26821 | 23845 |
3.5% | 76015 | 55929 | 45180 | 40433 | 32802 | 28315 | 25397 |
4% | 77310 | 57264 | 46555 | 41836 | 34274 | 29854 | 27002 |
4.5% | 78619 | 58617 | 47955 | 43268 | 35782 | 31437 | 28658 |
5% | 79941 | 59990 | 49380 | 44727 | 37327 | 33064 | 30362 |
5.5% | 81276 | 61382 | 50829 | 46214 | 38906 | 34732 | 32114 |
6% | 82625 | 62793 | 52302 | 47728 | 40521 | 36441 | 33910 |