Monthly Repayment |
HKD$22,989
|
Initial Payment |
HKD$3.23 Millions
|
Loan Amount |
HKD$4.85 Millions
|
Total interest |
HKD$2.05 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$242,400
|
Legal Fee |
HKD$37,700
|
Agency Fee |
HKD$80,800
|
Total Expense |
HKD$360,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 59781 | 42470 | 33153 | 29015 | 22295 | 18270 | 15593 |
1.5% | 60833 | 43530 | 34224 | 30093 | 23393 | 19388 | 16731 |
2% | 61896 | 44608 | 35317 | 31197 | 24525 | 20548 | 17919 |
2.5% | 62971 | 45702 | 36432 | 32325 | 25689 | 21748 | 19155 |
3% | 64058 | 46812 | 37568 | 33479 | 26886 | 22989 | 20439 |
3.5% | 65156 | 47939 | 38725 | 34657 | 28116 | 24270 | 21769 |
4% | 66266 | 49083 | 39904 | 35860 | 29377 | 25589 | 23145 |
4.5% | 67387 | 50243 | 41104 | 37086 | 30670 | 26946 | 24564 |
5% | 68521 | 51420 | 42325 | 38337 | 31994 | 28340 | 26025 |
5.5% | 69665 | 52613 | 43567 | 39612 | 33348 | 29770 | 27526 |
6% | 70822 | 53822 | 44830 | 40910 | 34732 | 31235 | 29066 |