Monthly Repayment |
HKD$22,932
|
Initial Payment |
HKD$3.22 Millions
|
Loan Amount |
HKD$4.84 Millions
|
Total interest |
HKD$2.04 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$241,800
|
Legal Fee |
HKD$37,650
|
Agency Fee |
HKD$80,600
|
Total Expense |
HKD$360,050
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 59633 | 42365 | 33071 | 28943 | 22240 | 18225 | 15554 |
1.5% | 60682 | 43423 | 34139 | 30019 | 23335 | 19340 | 16690 |
2% | 61743 | 44497 | 35230 | 31120 | 24464 | 20497 | 17874 |
2.5% | 62815 | 45588 | 36341 | 32245 | 25626 | 21695 | 19108 |
3% | 63899 | 46696 | 37475 | 33396 | 26820 | 22932 | 20388 |
3.5% | 64995 | 47821 | 38629 | 34571 | 28046 | 24210 | 21715 |
4% | 66102 | 48962 | 39805 | 35771 | 29305 | 25526 | 23087 |
4.5% | 67221 | 50119 | 41003 | 36995 | 30594 | 26880 | 24503 |
5% | 68351 | 51293 | 42221 | 38242 | 31915 | 28270 | 25960 |
5.5% | 69493 | 52483 | 43460 | 39514 | 33266 | 29697 | 27458 |
6% | 70646 | 53689 | 44719 | 40808 | 34646 | 31158 | 28994 |