Monthly Repayment |
HKD$26,721
|
Initial Payment |
HKD$2.42 Millions
|
Loan Amount |
HKD$5.64 Millions
|
Total interest |
HKD$2.38 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$241,500
|
Legal Fee |
HKD$37,625
|
Agency Fee |
HKD$80,500
|
Total Expense |
HKD$359,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 69486 | 49364 | 38535 | 33725 | 25915 | 21236 | 18124 |
1.5% | 70708 | 50597 | 39780 | 34978 | 27191 | 22536 | 19447 |
2% | 71944 | 51849 | 41050 | 36261 | 28506 | 23884 | 20828 |
2.5% | 73193 | 53121 | 42346 | 37573 | 29860 | 25279 | 22265 |
3% | 74456 | 54411 | 43666 | 38914 | 31251 | 26721 | 23757 |
3.5% | 75733 | 55722 | 45012 | 40283 | 32680 | 28210 | 25303 |
4% | 77023 | 57051 | 46382 | 41681 | 34146 | 29743 | 26902 |
4.5% | 78327 | 58400 | 47777 | 43107 | 35649 | 31321 | 28551 |
5% | 79644 | 59767 | 49196 | 44561 | 37188 | 32941 | 30249 |
5.5% | 80975 | 61154 | 50640 | 46042 | 38762 | 34603 | 31994 |
6% | 82319 | 62560 | 52108 | 47551 | 40370 | 36306 | 33784 |