Monthly Repayment |
HKD$27,747
|
Initial Payment |
HKD$4.02 Millions
|
Loan Amount |
HKD$4.02 Millions
|
Total interest |
HKD$0.98 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$241,080
|
Legal Fee |
HKD$37,590
|
Agency Fee |
HKD$80,360
|
Total Expense |
HKD$359,030
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 49546 | 35199 | 27477 | 24047 | 18478 | 15142 | 12923 |
1.5% | 50418 | 36078 | 28365 | 24941 | 19388 | 16069 | 13866 |
2% | 51299 | 36971 | 29271 | 25856 | 20326 | 17030 | 14851 |
2.5% | 52190 | 37877 | 30194 | 26791 | 21291 | 18025 | 15875 |
3% | 53091 | 38798 | 31136 | 27747 | 22283 | 19053 | 16940 |
3.5% | 54001 | 39732 | 32095 | 28723 | 23302 | 20115 | 18042 |
4% | 54921 | 40680 | 33072 | 29720 | 24348 | 21208 | 19182 |
4.5% | 55850 | 41641 | 34067 | 30737 | 25419 | 22333 | 20358 |
5% | 56790 | 42617 | 35079 | 31774 | 26517 | 23488 | 21569 |
5.5% | 57738 | 43605 | 36108 | 32830 | 27639 | 24674 | 22813 |
6% | 58697 | 44608 | 37155 | 33906 | 28786 | 25888 | 24089 |